PrivateID Glossary

All the key terms you need to know.

ABCD EFGH IJKL MNOP QRST UVWX YZ0-9

0-9

502 Bad Gateway

A 502 Bad Gateway error means one server received an invalid response from another server while trying to load a web page.

A

Authorization

The process of receiving a response from an Issuing Bank regarding the status of a Card Payment or Deposit.

Account Holder

The consumer or business who owns the bank account utilized in an ACH Payment

ACH

Automated Clearing House, or ACH, is a type of transaction that utilizes a Routing and account number to pull or push funds to a bank account. Also called an EFT (Electronic Funds Transfer) or eCheck (Electronic Check)

ACH Network

The processing network that pulls or pushes money to a bank account utilizing a batched nightly process.

Alphanumeric Characters

Alphanumeric characters include all letters (A–Z, a–z) and numbers (0–9) used in passwords, usernames, and identification codes.

B

Bank Identification Number (BIN)

The first six digital of a Card which will identify the Issuing Bank

C

Cardholder

The consumer or business who owns the card utilized in a Card Payment

Certificate of Authority

A Certificate of Authority is a state-issued document that allows a business formed in one state to legally operate in another.

Chargeback

A Payment that has been challenged by the Cardholder or Issuing Bank. Also known as Dispute.

CIAM Solutions

Customer Identity and Access Management solutions help businesses manage how users register, log in, and securely access digital services.

Customer Identity and Access Management

Customer Identity and Access Management (CIAM) is the process of securely managing how users sign up, log in, and access digital applications.

CVV

Card Verification Value, also called Card Verification Code (CVC), refers to the 3 or 4 digit number on a Card.

H

HTTP 502

HTTP 502 is a server-side error that occurs when a gateway or proxy server receives an invalid response from an upstream server, often signaling issues with server communication or downtime.

I

iProov

iProov is a biometric authentication provider known for its secure face verification technology used in identity verification and fraud prevention.

IP Stresser

An IP stresser is a tool used to test the resilience of a network or server by simulating high volumes of traffic, often misused for DDoS attacks.

L

LDAP

LDAP is a protocol used to access and manage centralized directories that store user credentials and organizational data, enabling secure authentication and access control across systems.

P

Positive Pay

Positive Pay is a bank-offered fraud prevention tool that verifies checks against a list of issued items, helping businesses detect and stop unauthorized or altered payments.

R

Region OnePass

Region OnePass is a secure digital identity solution that enables users to access multiple services in a specific geographic region with a single set of credentials.

RFID Blocking

RFID blocking prevents unauthorized scanning of data stored on RFID-enabled cards, such as credit cards and ID badges.

S

SDK

An SDK is a set of tools and resources that developers use to create software applications for specific platforms or services.

T

TTL (Time to Live)

TTL stands for Time to Live and defines how long data, like a DNS record or network packet, remains valid before it is discarded or refreshed.

W

WiFi Pineapple

A WiFi Pineapple is a penetration testing device used to audit wireless networks and simulate attacks such as rogue access points and man-in-the-middle (MITM) scenarios.